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	<title>Reverse Mortgage Concepts &#187; United States Department of Housing and Urban Development</title>
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	<link>http://www.reversemortgageconcepts.com</link>
	<description>Arizona California Reverse Mortgage Expert</description>
	<lastBuildDate>Mon, 15 Aug 2011 16:06:46 +0000</lastBuildDate>
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		<title>Reverse Mortgage Borrower Assessment Explained</title>
		<link>http://www.reversemortgageconcepts.com/2011/08/reverse-mortgage-borrower-assessment-explained/</link>
		<comments>http://www.reversemortgageconcepts.com/2011/08/reverse-mortgage-borrower-assessment-explained/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 01:52:19 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona Reverse Mortgage]]></category>
		<category><![CDATA[California Reverse Mortgage]]></category>
		<category><![CDATA[Phoenix Reverse Mortgage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
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		<category><![CDATA[counseling]]></category>
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		<category><![CDATA[Fixed Interest Rate]]></category>
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		<category><![CDATA[Phoenix Arizona]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
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		<category><![CDATA[reverse mortgages explained]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=838</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556 The implementation of a financial assessment tool is now imminent for reverse mortgage applications.
]]></description>
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		<title>Reverse Mortgage, Now Is The Time</title>
		<link>http://www.reversemortgageconcepts.com/2011/06/reverse-mortgage-now-is-the-time/</link>
		<comments>http://www.reversemortgageconcepts.com/2011/06/reverse-mortgage-now-is-the-time/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 05:18:17 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[michael manfredi]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=792</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556 I can refer to a quote from the Wall Street Journal where Barbara Stucki, vice president for home-equity initiatives at the National Council on Aging, a Washington-based advocacy group said about reverse mortgages, "The good advice is to do it this summer."]]></description>
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		<slash:comments>0</slash:comments>
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		<title>4.99% Fixed Rate Reverse Mortgage Prevails</title>
		<link>http://www.reversemortgageconcepts.com/2010/09/4-99-fixed-rate-reverse-mortgage-prevails/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/09/4-99-fixed-rate-reverse-mortgage-prevails/#comments</comments>
		<pubDate>Thu, 30 Sep 2010 03:23:25 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[4.99]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgages]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=735</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556 As predicted by some, the lowest, fixed rate, reverse mortgage is quickly becoming the "go to" product for the industry]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Reverse Mortgages Expected Interest Rates Lower</title>
		<link>http://www.reversemortgageconcepts.com/2010/09/reverse-mortgages-expected-interest-rates-lower/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/09/reverse-mortgages-expected-interest-rates-lower/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 18:29:53 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[expected rates]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[mortgagee letters]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>
		<category><![CDATA[reverse mortgages]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=724</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556 Some borrowers can now expect to receive more money from their reverse mortgages. The Department of Housing and Urban Development (HUD) announced Mortgagee Letter 2010-34]]></description>
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		<title>Reverse Mortgage Counselors Fail</title>
		<link>http://www.reversemortgageconcepts.com/2010/08/reverse-mortgage-counselors-fail/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/08/reverse-mortgage-counselors-fail/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 21:44:13 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[counseling]]></category>
		<category><![CDATA[counselors]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgages]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=710</guid>
		<description><![CDATA[Reverse Mortgage counseling has taken another turn in the wrong direction in my opinion. The counselors now wield more influence over the borrower's ability to get a reverse mortgage, whether or not they are qualified to do so]]></description>
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