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	<title>Reverse Mortgage Concepts &#187; reverse mortgage refinance</title>
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	<link>http://www.reversemortgageconcepts.com</link>
	<description>Reverse Mortgage Concepts is an Arizona reverse mortgage lender.</description>
	<lastBuildDate>Tue, 27 Jul 2010 20:50:52 +0000</lastBuildDate>
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		<title>Top 10 Disadvantages of Reverse Mortgages</title>
		<link>http://www.reversemortgageconcepts.com/2010/07/top-10-disadvantages-of-reverse-mortgages/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/07/top-10-disadvantages-of-reverse-mortgages/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 22:36:00 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[advantages]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[disadvantages]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[Phoenix Arizona]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=626</guid>
		<description><![CDATA[I get the question a lot from prospective borrowers, &#8220;What are the disadvantages of a Reverse Mortgage?&#8221; It is a very easy question to answer because there actually are a few. Reverse Mortgages are Home Equity Loans and they will reduce the amount of equity you have in your home. If you are in the [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Arizona</title>
		<link>http://www.reversemortgageconcepts.com/2010/04/reverse-mortgage-arizona/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/04/reverse-mortgage-arizona/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 21:11:06 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona Reverse Mortgage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=381</guid>
		<description><![CDATA[Considering a reverse mortgage in Arizona? Your home&#8217;s value may be the key. Many home owners are faced with the reality of the current real estate market while planning for a reverse mortgage in Arizona. Most Arizona markets are still declining and Arizona home values have dropped 15.7% in the last year alone, according to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>4.99% Fixed Rate HECM Loan</title>
		<link>http://www.reversemortgageconcepts.com/2010/04/4-99-fixed-rate-rever-loan/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/04/4-99-fixed-rate-rever-loan/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 17:18:23 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[LLC]]></category>
		<category><![CDATA[Mortgage Concepts, LLC]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=368</guid>
		<description><![CDATA[How low will they go? Live Well Financial is offfering the lowest fixed rate HECM option in the business at 4.99%. This comes one day after Financial Freedom announced a low ball 5.39%, cutting deeper into the industries recent 5.49% adjustment. For more information please email or call me. Michael Manfredi is an Arizona Reverse [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Sales Training and Education</title>
		<link>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-sales-training-and-education/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-sales-training-and-education/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 22:20:03 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[loan officer training]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>
		<category><![CDATA[sales training]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=353</guid>
		<description><![CDATA[Reverse mortgages are quickly becoming an important part of the residential mortgage lending business. Reverse mortgages are more widely accepted by consumers, industry professionals and regulators today because of the successful track record they have achieved, specifically in the last few years. If you are a residential mortgage lender and you have not yet capitalized [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgages can be Refinanced</title>
		<link>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgages-can-be-refinanced/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgages-can-be-refinanced/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 19:28:57 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=232</guid>
		<description><![CDATA[This article illustrates how a reverse mortgage can be used over and over again to release cash from your home&#8217;s equity and create liquidity for life. Reverse Mortgages, for some, are not a one time proposition. There are many reasons why most consumers think a reverse mortgage is a one time, one shot deal. They [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Discount Reverse Mortgages</title>
		<link>http://www.reversemortgageconcepts.com/2010/02/discount-reverse-mortgages/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/02/discount-reverse-mortgages/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 22:21:28 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona Reverse Mortgage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=174</guid>
		<description><![CDATA[If you are a home owner in the process of applying for a reverse mortgage, take my advice and ask the lender for a discount. I have been in the reverse mortgage business for almost ten years now and I&#8217;m still amazed to see customers being charged full retail lender fees. I have been repeatedly [...]]]></description>
		<wfw:commentRss>http://www.reversemortgageconcepts.com/2010/02/discount-reverse-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Chino Valley Arizona</title>
		<link>http://www.reversemortgageconcepts.com/2009/11/reverse-mortgage-chino-valley-arizona/</link>
		<comments>http://www.reversemortgageconcepts.com/2009/11/reverse-mortgage-chino-valley-arizona/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 22:42:33 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona Reverse Mortgage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=169</guid>
		<description><![CDATA[Image via Wikipedia Reverse Mortgages are easy to come by in Chino Valley, AZ if you are working with an experienced Arizona reverse mortgage specialist like Michael Manfredi. Our most recent client funded a new reverse mortgage loan for a manufactured home on five acres of land in Chino Valley, AZ. The application did have [...]]]></description>
		<wfw:commentRss>http://www.reversemortgageconcepts.com/2009/11/reverse-mortgage-chino-valley-arizona/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Refinance</title>
		<link>http://www.reversemortgageconcepts.com/2009/08/reverse-mortgage-refinance/</link>
		<comments>http://www.reversemortgageconcepts.com/2009/08/reverse-mortgage-refinance/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 23:17:38 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=101</guid>
		<description><![CDATA[Ms. Phoenix, AZ has applied for a reverse mortgage refinance with Mortgage Concepts, LLC of Phoenix, Arizona. She will be receiving an additional $120,000 to add to her current $130,000 credit line. Her last reverse mortgage was done three years ago when the FHA lending limit was much lower than it is today, currently $625,000.  [...]]]></description>
		<wfw:commentRss>http://www.reversemortgageconcepts.com/2009/08/reverse-mortgage-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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