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	<title>Reverse Mortgage Concepts &#187; Mortgage</title>
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	<link>http://www.reversemortgageconcepts.com</link>
	<description>Reverse Mortgage Concepts is an Arizona reverse mortgage lender.</description>
	<lastBuildDate>Tue, 27 Jul 2010 20:50:52 +0000</lastBuildDate>
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		<item>
		<title>Reverse Mortgages and Annuities</title>
		<link>http://www.reversemortgageconcepts.com/2010/07/reverse-mortgages-and-annuities/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/07/reverse-mortgages-and-annuities/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 06:54:50 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[licensed loan officer]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage broker]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=623</guid>
		<description><![CDATA[While I agree that a reverse mortgage is not right for everyone, I also see evidence that only a small number of homeowners trust them or the potential opportunities they create. Not everyone uses them to pay off bills or help out a friend. I have recently had reverse mortgage clients use the proceeds of [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Michael Manfredi Approved Loan Officer NMLS#150754</title>
		<link>http://www.reversemortgageconcepts.com/2010/07/michael-manfredi-approved-loan-officer-nmls150754/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/07/michael-manfredi-approved-loan-officer-nmls150754/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 06:45:45 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[licensed loan officer]]></category>
		<category><![CDATA[Loan Officer]]></category>
		<category><![CDATA[loan officers]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage broker]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=524</guid>
		<description><![CDATA[This article is about the country&#8217;s lawmakers&#8217; decision to police-up the mortgage industry by requiring loan officers to be licensed and registered nationwide; a law that most states, including Arizona have also adopted. While I have always been a proponent of loan officer (LO) licensing I did not expect to be forced to get one [...]]]></description>
		<wfw:commentRss>http://www.reversemortgageconcepts.com/2010/07/michael-manfredi-approved-loan-officer-nmls150754/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Arizona</title>
		<link>http://www.reversemortgageconcepts.com/2010/04/reverse-mortgage-arizona/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/04/reverse-mortgage-arizona/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 21:11:06 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona Reverse Mortgage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=381</guid>
		<description><![CDATA[Considering a reverse mortgage in Arizona? Your home&#8217;s value may be the key. Many home owners are faced with the reality of the current real estate market while planning for a reverse mortgage in Arizona. Most Arizona markets are still declining and Arizona home values have dropped 15.7% in the last year alone, according to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Publications and Resources</title>
		<link>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-publications-and-resources/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-publications-and-resources/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 01:12:57 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[AARP]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=328</guid>
		<description><![CDATA[Reverse Mortgage Information Free Reverse Mortgage Publications are available from Reverse Mortgage Concepts by following these links. You can view and read or print the publications and distribute them to friends and family. If you have any questions, please call me to discuss, thank you! (800) 507-2080 NRMLA publications: A Guide to Aging in Place [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage for Home Purchase</title>
		<link>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-for-home-purchase/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-for-home-purchase/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 20:55:13 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Home Purchase]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage insurance]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=282</guid>
		<description><![CDATA[Reverse Mortgages have been used for home purchase for many years, however, the federally insured version, HECM, has recently become available for financing a home purchase as well. The advantages of the HECM loan are substantial, like low interest rates and FHA insurance but there are the usual drawbacks, like mortgage insurance fees and HUD [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgages can be Refinanced</title>
		<link>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgages-can-be-refinanced/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgages-can-be-refinanced/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 19:28:57 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=232</guid>
		<description><![CDATA[This article illustrates how a reverse mortgage can be used over and over again to release cash from your home&#8217;s equity and create liquidity for life. Reverse Mortgages, for some, are not a one time proposition. There are many reasons why most consumers think a reverse mortgage is a one time, one shot deal. They [...]]]></description>
		<wfw:commentRss>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgages-can-be-refinanced/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Buckeye Arizona</title>
		<link>http://www.reversemortgageconcepts.com/2009/07/reverse-mortgage-buckeye-arizona/</link>
		<comments>http://www.reversemortgageconcepts.com/2009/07/reverse-mortgage-buckeye-arizona/#comments</comments>
		<pubDate>Sat, 18 Jul 2009 18:14:09 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona Reverse Mortgage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=63</guid>
		<description><![CDATA[Mr. and Mrs. Buckeye, Arizona have applied for a reverse mortgage with Mortgage Concepts, LLC an Arizona reverse mortgage lender. Mr. Buckeye, Arizona will apply as the borrower and the younger, Mrs. Buckeye, Arizona will be a non-borrowing spouse with no ownership interest in the property. The fact that Arizona is a community property state [...]]]></description>
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		<slash:comments>0</slash:comments>
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