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	<title>Reverse Mortgage Concepts &#187; FHA</title>
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	<link>http://www.reversemortgageconcepts.com</link>
	<description>Arizona California Reverse Mortgage Expert</description>
	<lastBuildDate>Mon, 15 Aug 2011 16:06:46 +0000</lastBuildDate>
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		<title>Reverse Mortgage Purchase Popularity Gains</title>
		<link>http://www.reversemortgageconcepts.com/2011/03/reverse-mortgage-purchase-popularity-gains/</link>
		<comments>http://www.reversemortgageconcepts.com/2011/03/reverse-mortgage-purchase-popularity-gains/#comments</comments>
		<pubDate>Tue, 08 Mar 2011 18:06:41 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona Reverse Mortgage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[Home Purchase]]></category>
		<category><![CDATA[hud]]></category>
		<category><![CDATA[reverse mortgage home purchase]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=753</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556 Today, it just takes a larger down payment to buy property, no matter what type of mortgage you are considering so why not consider a reverse mortgage purchase.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reverse Mortgages for Free and Clear Homes</title>
		<link>http://www.reversemortgageconcepts.com/2010/10/reverse-mortgages-for-free-and-clear-homes/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/10/reverse-mortgages-for-free-and-clear-homes/#comments</comments>
		<pubDate>Tue, 26 Oct 2010 23:41:55 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[adjustable rate HECM]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[credit line option]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=746</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556  It's no secret that most home owners will want to get the most money available these days and probably because they need to pay off an existing mortgage but what if your home is free and clear of any mortgages?]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>4.99% with 1.25% MIP or 5.56% with .50 MIP?</title>
		<link>http://www.reversemortgageconcepts.com/2010/09/4-99-with-1-25-mip-or-5-56-with-50-mip/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/09/4-99-with-1-25-mip-or-5-56-with-50-mip/#comments</comments>
		<pubDate>Thu, 30 Sep 2010 19:59:17 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[4.99]]></category>
		<category><![CDATA[4.99 vs 5.56]]></category>
		<category><![CDATA[5.56]]></category>
		<category><![CDATA[counseling]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[mip]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage broker]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=742</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556 It's really a personal decision as to whether or not to chose the newer MIP of 1.25% vs. .50%. ]]></description>
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		<item>
		<title>FHA Reverse Mortgage Fees Change Again</title>
		<link>http://www.reversemortgageconcepts.com/2010/09/fha-reverse-mortgage-fees-change-again/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/09/fha-reverse-mortgage-fees-change-again/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 17:59:33 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[4.99]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[hud]]></category>
		<category><![CDATA[mip]]></category>
		<category><![CDATA[Phoenix Arizona]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgages]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=732</guid>
		<description><![CDATA[by Michael Manfredi (888) 697-5556 Recent changes in the HUD insured reverse mortgage program has left some of us scratching our heads, again. The program, once described by many as "Too good to be true," is having a hard time living up to that comment in light of the new fee changes set to go into affect in October of this year.]]></description>
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		</item>
		<item>
		<title>Reverse Mortgage Counselors Fail</title>
		<link>http://www.reversemortgageconcepts.com/2010/08/reverse-mortgage-counselors-fail/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/08/reverse-mortgage-counselors-fail/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 21:44:13 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[counseling]]></category>
		<category><![CDATA[counselors]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgages]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=710</guid>
		<description><![CDATA[Reverse Mortgage counseling has taken another turn in the wrong direction in my opinion. The counselors now wield more influence over the borrower's ability to get a reverse mortgage, whether or not they are qualified to do so]]></description>
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