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	<title>Reverse Mortgage Concepts</title>
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	<link>http://www.reversemortgageconcepts.com</link>
	<description>Michael A. Manfredi is a Reverse Mortgage Specialist. He can be reached at (800) 507-2080. Powered by Mortgage Concepts, LLC MB-0909187</description>
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		<title>Reverse Mortgage for Home Purchase</title>
		<link>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-for-home-purchase/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgage-for-home-purchase/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 20:55:13 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Home Purchase]]></category>
		<category><![CDATA[Michael A. Manfredi]]></category>
		<category><![CDATA[Mortgage Products]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage insurance]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=282</guid>
		<description><![CDATA[



Image by Fevi in Cayman via Flickr



Reverse Mortgages have been used for home purchase for many years, however, the federally insured version, HECM, has recently become available for financing a home purchase as well. The advantages of the HECM loan are substantial, like low interest rates and FHA insurance but there are the usual drawbacks, [...]]]></description>
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		<title>Reverse Mortgages can be Refinanced</title>
		<link>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgages-can-be-refinanced/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/03/reverse-mortgages-can-be-refinanced/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 19:28:57 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Michael A. Manfredi]]></category>
		<category><![CDATA[Mortgage Products]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=232</guid>
		<description><![CDATA[



Image by gothopotam via Flickr



This article illustrates how a reverse mortgage can be used over and over again to release cash from your home&#8217;s equity and create liquidity for life.
Reverse Mortgages, for some, are not a one time proposition. There are many reasons why most consumers think a reverse mortgage is a one time, one [...]]]></description>
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		<title>Discount Reverse Mortgages</title>
		<link>http://www.reversemortgageconcepts.com/2010/02/discount-reverse-mortgages/</link>
		<comments>http://www.reversemortgageconcepts.com/2010/02/discount-reverse-mortgages/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 22:21:28 +0000</pubDate>
		<dc:creator>Michael Manfredi</dc:creator>
				<category><![CDATA[Arizona]]></category>
		<category><![CDATA[Michael A. Manfredi]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Fixed Interest Rate]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[jumbo reverse mortgage]]></category>
		<category><![CDATA[reverse mortgage lender]]></category>
		<category><![CDATA[reverse mortgage rates]]></category>
		<category><![CDATA[reverse mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.reversemortgageconcepts.com/?p=174</guid>
		<description><![CDATA[



Image by Scurzuzu via Flickr



If you are a home owner in the process of applying for a reverse mortgage, take my advice and ask the lender for a discount. I have been in the reverse mortgage business for almost ten years now and I&#8217;m still amazed to see customers being charged full retail lender fees. [...]]]></description>
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