From the monthly archives: July 2009

HR 3288 Reverse Mortgage Death Knell for Arizona

By On July 28, 2009

Dear Senators McCain &  Kyl:

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Reverse Mortgage Scottsdale

By On July 23, 2009

Mortgage Concepts, LLC has closed another low fixed rate Reverse Mortgage in Scottsdale, Arizona. The borrower is age 65 and he received 172, 000 with no monthly mortgage payments. The borrower will no longer be forced to make a monthly payment but has the option to make one, if he so chooses. The interest rate is a low 5.5% and it is fixed for life. Because this is a reverse mortgage, the term is for the life of the borrower, not the life of the loan.

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Reverse Mortgage Buckeye Arizona

By On July 18, 2009

Mr. and Mrs. Buckeye, Arizona have applied for a reverse mortgage with Mortgage Concepts, LLC an Arizona reverse mortgage lender. Mr. Buckeye, Arizona will apply as the borrower and the younger, Mrs. Buckeye, Arizona will be a non-borrowing spouse with no ownership interest in the property. The fact that Arizona is a community property state will protect Mrs. Buckeye, Arizona, in the event of the death Mr. Buckeye, Arizona. In addition, Mortgage Concepts, LLC has some recommendations for the borrowers to further protect the trailing spouse, if Mr. Buckeye, Arizona should predecease his non-borrowing spouse. For more information on how to protect a non-borrowing spouse in Arizona, please use the contact form, or give me a call.

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Mortgage Concepts, LLC offers Reverse Mortgage Products

By On July 9, 2009

Mortgage Concepts, LLC is proud to offer Reverse Mortgage products through many national wholesale lenders. We offer Jumbo Reverse Mortgages, Low Fixed Rate and Adjustable Rate HECMs, Reverse Mortgage for Purchase loans and traditional FHA mortgages of all kinds.

Michael Manfredi is the CEO of Mortgage Concepts, LLC and the author of  Reverse Mortgage Concepts.

7310 N16th Street #315

Phoenix, AZ 85020

800-507-2080

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